RV Finance and RV Insurance


 

There's no better time to buy an RV! You've searched and researched and you've found the RV of your dreams! Whether it's new or used, the question now is how can you afford to make that dream a reality? The answer: by financing your purchase with terms that make it affordable for most every budget.

RV Brands like Starcraft and Jayco, will offer you and your family tons of enjoyment with the RV Lifestyle.  As a premiere Illinois RV Dealer, we offer trouble free service. 

 

Why Finance Your RV?

When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.



What are the advantages of financing through a RV lending specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.

Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.



The Last Word on RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

 
Information provided by GoRVing.com

Rick's RV strives to ensure the accuracy of the information provided on this website however, actual products, programs and services may differ from those listed on this site. All prices listed on this site are subject to change without notice and do not include tax and licensing fees. All RV and other units are subject to prior sale. RV, Product information, technical data, program information, service offerings, photographs and illustrations are intended to be representative examples based on information available at time of posting and are subject to change without notice. To receive or verify current RV and other product information, please contact the dealership.

© Copyright Rick's RV 2017. All rights reserved.